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BISP Kafaalat 13500
The BISP Kafaalat 13500 Program, a cornerstone of Pakistan’s social safety net, has significantly expanded its scope in 2025, offering quarterly stipends of Rs. 13,500 to eligible low-income families. Designed to empower women and combat poverty, this initiative requires applicants to meet specific eligibility criteria. In this guide, we break down the requirements, application process, and key updates to help you secure this vital financial support.
What is the Benazir Kafalat Program?
The Benazir Kafalat Program, managed by the Benazir Income Support Programme (BISP), provides unconditional cash transfers to Pakistan’s most vulnerable households. With rising inflation, the government increased the quarterly payment from Rs. 10,500 to Rs. 13,500 starting January 2025. The program prioritizes women, enabling them to manage household expenses, access healthcare, and invest in education.
Key Eligibility Criteria for Rs. 13,500 Payment
Applicants must meet the following criteria to be eligible for the Benazir Kafalat Program:
PMT Score
Households must have a PMT score below 32%, as determined by the National Socio-Economic Registry NSER survey. The PMT evaluates factors like income, assets, and family size. Families scoring above 32 are disqualified.
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Gender and Household Status
Women are prioritized, especially female heads of households, widows, divorcees, and those with disabled or unemployed spouses. Male applicants are generally excluded unless they are primary caregivers in exceptional circumstances.
Income and Employment Restrictions
Monthly household income must be below Rs. 50,000. No family member should hold a government job or receive benefits from other welfare programs.
Asset Ownership
Applicants cannot own property or vehicles. Travel history abroad or tax filings also disqualify applicants.
Documentation Requirements
- A photocopy of the National Identity Card issued by NADRA.
- Child Bay Form and Family Registration Certificate.
- Recent utility bills for address verification.
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NSER Survey Registration
Visit the nearest BISP Tehsil Office to complete the NSER survey, which assesses your PMT score. Provide truthful information about income, family size, and assets during the survey.
Eligibility Verification
Check your status via the 8171 SMS service or the BISP 8171 web portal. If disqualified, reapply after updating your NSER survey or resolving discrepancies.
Biometric Verification
Complete biometric authentication at NADRA or designated BISP campsites.
BISP Payment Methods
You can get your financial aid by following the steps explained below.
BISP Campsites: Collect cash after biometric verification.
Bank Accounts: Direct deposits via HBL or Bank Alfalah.
JazzCash: Link your mobile wallet to BISP for remote withdrawals.
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Common Issues and Solutions
Biometric Verification Failures
Errors like Code 938 often arise from outdated NADRA records. Update your details at a NADRA office and revisit the payment center.
Delayed Payments
Ensure your NSER survey is updated every two years to avoid disqualification. Contact the BISP helpline (0800-26477) for unresolved issues.
Eligibility Confusion
Double-check your PMT score using the 8171 portal and ensure all documents are current.
Benefits of the Benazir Kafalat Program
Financial Stability: The Rs. 13,500 stipend helps families afford food, healthcare, and education.
Women Empowerment: Direct payments to women enhance their decision-making power and financial independence.
Economic Growth: Increased purchasing power stimulates local economies and reduces poverty.
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Conclusion
The Benazir Kafalat Program’s 13,500 payment is a lifeline for millions of Pakistanis struggling with inflation and poverty. By meeting the eligibility criteria such as a PMT score below 32, valid documentation, and adherence to income limits you can secure this critical support. Stay informed through the 8171 portal and act before the January 31 deadline to ensure your family’s financial stability in 2025. For further details, visit the official BISP website or contact your nearest Tehsil Office. Together, we can build a more equitable Pakistan.